Home loans

Home Loans in Sydney – Compare 40+ lenders.

Buying your first place, upgrading or refinancing — we compare 40+ lenders to find a loan that fits your goals and budget, then handle the application from first call to settlement. Our service costs you nothing.

Call 1300 88 LOAN (1300 88 5626)

40+ lenders compared · Fast pre-approvals · Sydney-focused advice

Why Equilend

What you get that the bank branch can't offer.

Real choice

Access to 40+ banks and specialist lenders, compared side by side on total cost.

Fast outcomes

A streamlined pre-approval process and a clear documentation checklist from day one.

Tailored structure

Loan structures that fit PAYG, self-employed and complex income — not the other way round.

Sydney expertise

Local insight on suburbs, lender policies and which banks like which postcodes.

Loan types

Types of home loans we arrange.

  • Variable rate home loans
  • Fixed rate home loans
  • Split loans
  • Principal & interest / interest-only
  • Construction & renovation loans
  • Bridging finance
  • Guarantor & low-deposit options

Not sure which structure suits you? Call 1300 88 LOAN (1300 88 5626) and we'll map it out.

Buying in Western Sydney? See what homes are actually selling for in our Parramatta property market report and Blacktown suburb report.

How it works

Our three-step process.

  1. 01

    Discovery

    A 10-minute call to understand your goals, income and timeline.

  2. 02

    Compare

    We shortlist from 40+ lenders and show you rates, fees and features side by side.

  3. 03

    Approve & settle

    We handle the paperwork and keep you updated through to settlement.

Ready to get started?

Our Sydney-based brokers can put tailored loan options in front of you within 24 hours.

Popular services

Also worth a look.

Investment loans

Portfolio strategy and lending capacity.

Learn more

Refinancing

Reduce repayments and improve features.

Learn more

Self-employed loans

Alt-doc and complex income solutions.

Learn more

First home buyers

Deposit pathways, grants and step-by-step help.

Learn more

No obligation

Get personalised loan options.

Your details are 100% secure and will not be shared.

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Access to 40+ trusted lenders
Panel subject to change; lender suitability assessed case-by-case.

Common questions

Home loan FAQs.

How much can I borrow in Sydney?

Borrowing power depends on income, expenses, existing debts, and deposit. We'll calculate your capacity and model scenarios before you apply.

Do you work with non-bank lenders?

Yes. We compare major banks and specialist non-bank lenders to find suitable policies and pricing for your situation.

How long does pre-approval take?

Once documents are submitted, many lenders issue pre-approval within 24–48 hours. Complex scenarios may take longer.

Can I get a loan with a small deposit?

Potentially, via guarantor structures, LMI-backed options, or targeted lenders. We'll outline paths and trade-offs.

Take the next step

Twenty minutes. Straight answers.

Book a free call and walk away knowing your borrowing power, your options, and whether your current loan still stacks up — whatever you decide to do next.

Call 1300 88 LOAN
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