Investment loans

Investment Property Loans in Sydney – structured for the next purchase.

The right structure matters more than the lowest rate. Whether it's your first investment property or your fifth, we arrange lending across 40+ lenders that supports your portfolio plans — interest-only options, equity release and borrowing-power strategy included.

Call 1300 88 LOAN (1300 88 5626)

How we help investors

Strategy first, then the loan.

Portfolio structuring

Lending arranged to support the next purchase, not just this one — borrowing power preserved across the portfolio.

Tax-aware loan design

Loan structures that work with negative gearing and depreciation strategies. We coordinate with your accountant — we don't replace them.

Cash flow analysis

Honest numbers on holding costs and rental income before you commit, so the investment stacks up on paper first.

Wondering where the numbers still stack up? Start with our Sydney investment suburbs report for 2025, then drill into the Liverpool property market report — a south-west market with strong rental demand.

Loan features.

  • Interest-only payment options
  • Offset accounts available
  • Line of credit facilities
  • Cross-collateralisation strategies
  • SMSF lending options
  • Commercial investment loans

Why investors use us.

  • Access to investor-specific rates
  • Higher LVR options for experienced investors
  • Streamlined refinancing processes
  • Dedicated investment specialists
  • Market insights and research
  • Ongoing portfolio reviews

No obligation

Get personalised investment options.

Your details are 100% secure and will not be shared.

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Access to 40+ trusted lenders
Panel subject to change; lender suitability assessed case-by-case.

Common questions

Investment loan FAQs.

What deposit do I need for an investment property?

Lenders often prefer 20% deposits, though lower-deposit options may be available with LMI. Suitability depends on your circumstances and lender policy.

Can I use interest-only repayments?

Many lenders offer interest-only periods for investment loans. Appropriateness depends on cash flow, goals, and current policy settings.

How are investment loans assessed?

Assessment considers rental income, existing commitments, buffers, and expenses. We provide general guidance and compare lenders.

Take the next step

Twenty minutes. Straight answers.

Book a free call and walk away knowing your borrowing power, your options, and whether your current loan still stacks up — whatever you decide to do next.

Call 1300 88 LOAN
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